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3 Questions You Need To Ask Before Buying A Home

by Rouso Group

3 Questions You Need To Ask Before Buying A Home


If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.

Ask yourself the following three questions to help determine if now is a good time for you to buy in today’s market.

1. Why am I buying a home in the first place?

This is truly the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, the reason has nothing to do with money.

For example, a study by found that “73% said buying in a good school district was “important” in their search.

This report supports a study by the Joint Center for Housing Studies at Harvard University which revealed that the top four reasons Americans buy a home have nothing to do with money. The actual reasons are:

  • A good place to raise children and provide them with a good education
  • A place where you and your family feel safe
  • More space for you and your family
  • Control of that space

What does owning a home mean to you? What non-financial benefits will you and your family gain from owning a home? The answer to that question should be the biggest reason you decide to purchase or not.

2. Where are home values headed?

According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the median price of homes sold in February (the latest data available) was $249,500. This is up 3.6% from last year. The increase also marks the 84th consecutive month with year-over-year gains.

Looking at home prices year over year, CoreLogic is forecasting an increase of 4.6%. In other words, a home that costs you $250,000 today will cost you an additional $11,500 if you wait until next year to buy it.

What does that mean to you?

Simply put, with prices increasing, it may cost you more if you wait until next year to buy. Your down payment will also need to be higher in order to account for the higher price of the home you wish to buy.

3. Where are mortgage interest rates headed?

A buyer must be concerned about more than just prices. The ‘long-term cost’ of a home can be dramatically impacted by even a small increase in mortgage rates.

Freddie MacFannie Maethe Mortgage Bankers Association and NAR have all projected that mortgage interest rates will increase over the next twelve months, as you can see in the chart below:

3 Questions You Need To Ask Before Buying A Home | MyKCM

Bottom Line

Only you and your family will know for certain if now is the right time to purchase a home. Answering these questions will help you make that decision.

Spring into Cleaning While Helping Your Local Charity!

by Rouso Group


Spring into Cleaning While Helping Your Local Charities


Spring is finally here after what feels like a long winter. With warm weather upon us, it’s a great time to do some spring cleaning and get rid of any clothing, furniture, decorative items, etc that you have outgrown or no longer need. Here is a list of great charities that will take your items and get them in the hands of people who could use them.


Home 2 Home Project

Based in La Grange, this great organization provides furniture and other household items to families in need as they transition into a new home.


Amvets of Illinois

Amvets is amazing organization that provides services for our veterans. Get on their call list so and they will schedule a pick-up of your household items, clothing, toys, etc.


Sharing Connections

Another amazing charity that provides for families that are at or below the poverty level. You can drop of your item at their warehouse in Downers Grove 6 days a week or they will schedule a pick-up for your larger items.


Chicago Furniture Bank

This charity provides furniture and household goods to people transitioning into supportive housing. The warehouse for dropping off donations is in Chicago or you can also submit a request for a pick-up.

9 Great Gift Ideas for Valentine's Day!

by Rouso Group

9 Great Gift Ideas for Valentine's Day!


As you know Valentine’s Day is just around the corner. Busy schedules and lack of creative ideas stop us from getting the perfect Valentine’s Day gift. I’m going to make it easy for you and give you 9 great Valentine’s Day Gifts for both him or her. Don’t wait and order today!


  • Let’s start with my personal favorite THE JUMBO WINE GLASS also know as THE BIG BETTY. This is a funny and practical gift the wine lover. The glass literally holds an entire bottle of wine.
  • It’s cold outside. Who doesn’t want a cozy, soft heated blanket? Sunbeam makes a great one.
  • How about some DARK CHOCOLATE CHAMPAGNE GUMMY BEARS. I’ve tried them and they’re awesome.
  • This next gift is very cool and unique and will be great for an inquisitive mind. It’s called Master Class. It’s a site that has online classes on different subjects taught by some of the most interesting and successful people today.
  • These vases are sleek and appealing to look at and studies have shown that adding green plants into an office or home has many positive benefits.
  • This next gift is a great idea for couples that are always so busy with work and kids and can’t seem to find anything else to talk about on date nights besides those two things.
  • These earrings are simple yet really cute and can be worn with everything which makes them very practical and right up my alley.
  • Need another activity to do with your significant other. Take on this challenge.
  • For the sentimental type, this is a no brainer.

It may seem like a sad day in the Chicagoland Area

by Rouso Group


It may seem like a sad day in the Chicagoland area, but I wanted to give you some good news.


Interest Rates for buying a home have DROPPED!


This is a great time to buy a home. So if you are wallowing in sorrow from yesterday's loss,

stop it!

And check out these great homes!

7950 Ashbrook Ct, Darien



2249 S. 14th Avenue, North Riverside



15W622 74th Street, Burr Ridge


by Rouso Group


Fall is one of the most exciting times of the year! The season is changing, leaves are falling and the holidays are right around the corner. The best way to kick start the fall is enjoying all the local festivities. Throw on your warm sweater and boots and enjoy these activities with your family!


Boo at the Zoo (Brookfield)

When: October 13-28

Where: Brookfield Zoo

8400 31st Street, Brookfield, IL 60513

Brookfield Zoo’s hosts an annual Halloween celebration, Boo at the Zoo! Dress up in your costume and head on over to enjoy fun (not-so-scary) activities with the whole family. You will find haunted hayrides, huge pumpkin carving, corn mazes, costume parades, pumpkin smashing and a lot more! Don’t miss out on all the action!

Family Fall Festival (Hinsdale)

    When: October 20th |11 AM – 2 PM

    Where: The Community House

    415 W 8th Street, Hinsdale IL 60521

Enjoy a FREE day of fun! Enjoy pumpkin decorating, carnival games, entertainment and inflatables. Wear your best Halloween costume and enter in a costume judging contest and trick or treating in the downtown business district. This event is friendly to all ages.

Halloween Walk (La Grange)

When: October 27, 2018 | 10:00 AM - 11:30 AM

Where: Cossitt School Playground

115 W Cossitt Ave, La Grange, IL 60525

Join the lively Halloween Walk, a trick-or-treat parade for kids. Kids will dress up in their favorite Halloween costumes and walk all over town. The fun isn’t over when the walk is done! Kids get to enjoy crafts and activities near the fountain at Village Hall.


Pumpkin Flotilla Fest (Glen Ellyn)

When: October 21 | 4 PM-7 PM

Where: Lake Ellyn Park

645 Lenox Road, Glen Ellyn, IL 60137

Carve a pumpkin and be apart of the annual Pumpkin Flotilla at Lake Ellyn Park! Carved pumpkin will float and illuminate the lake at dusk. Before the pumpkins float off, dance to live music, and purchase food and drinks. Enjoy awesome games, canoe rides, pumpkin carving demonstrations, bounce houses and more!

Great Pumpkin Smash (Oak Park)

   When: November 03 | 4 PM-5 PM

   Where: Barrie Park

   1011 S. Lombard Avenue, Oak Park, IL 60304


   With all these fall activities and festivals, you’ll probably have so many old pumpkins you’ll want to get rid of! So why not smash them? Well, at Barrie Sled Hill you can join everyone else in this event. All participants will be at the top of the hill and roll their pumpkins down the hill and watch the pumpkins get smashed! This event is FREE and open to the public.

Curious about the La Grange Real Estate Market in October?

by Rouso Group



What's Happening in the La Grange Real Estate Market

by Rouso Group



In honor of Purple Heart Day

by Rouso Group

Honoring our Purple Hearts Recipients


Today is the day that we honor members of our military who have been wounded or killed while serving in the United States Armed Forces. This is a great time to pay our respects to the many men and women who have fought for our country and who are fighting for our country. Both of my grandfathers fought in World War II and my father’s father was awarded the Purple Heart. I’m sure many of us have stories like this one. I’m always in awe when I think about how brave these men and women were/are. I’m going to take a moment today to be grateful and think about the sacrifices being made by the men and women who are serving now and the men and women who gave their lives in the many terrible wars in our history.


Know Your History

Some Interesting Purple Heart Facts

  • The Purple Heart was first created on August 7, 1982 by General George Washington and at that time it was called the Badge of Military Merit. After the Revolutionary War the medal wasn’t used until it was revived in 1932.
  • John F Kennedy is the only American president to receive a Purple Heart.
  • Major General Robert T. Frederick was awarded 8 Purple Hearts which is the highest number of Purple Hearts awarded in a single conflict.
  • According to a 2012 article in, the youngest recipient to receive a Purple Heart was Calvin Graham who was just 13 years old. Although the rule was you had to be 16 and with your parent’s consent, Graham forged his mother’s signature and lied about his age.
  • In the 1950’s there was controversy as to whether or not to give out the medal for frostbite. Eventually the military decided that frostbite was not an eligible injury for the Purple Heart.
  • 1.8 million recipients of the Purple Heart

Real Market Reports La Grange June 2018

by Rouso Group

Fun Father's Day Facts!

by Rouso Group


Fun Father’s Day and other Dad Facts


  1. One of the fastest growing groups in the United States is stay-at-home dads. Last year there were 1.9 million stay at home dads in the United States.


  1. Single dads are also on the rise according to a Pew Research Center from 2013. There were 2.6 million single father households in 2011.


  1. Americans will spend $15.3 billion for Father’s Day this year according to a study released by the National Retail Federation.


  1. The Stevie Wonder song “Isn’t she Lovely” was about his newborn daughter, Aisha. If you listen closely, you can hear Aisha crying in the background of certain versions.


  1. The necktie is still the most popular gift, but of course if you’d really like to impress your Dad, we can always help you buy him a house. 😀

On a serious note, we wish all of your friends, family, neighbors & co-workers

a great Father’s Day!

Rouso Group

Dean Rouso, Erika Trinidad, Nikki Peterselli, Kris Rabig, Natalie Larrick and Janna Shebli

Committed to providing a Level 10 Real Estate Experience

More 5 Star Zillow reviews than any other La Grange, La Grange Park or Western Springs

 Realtor or Team.

Who you work with matters!

Displaying blog entries 1-10 of 45